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Meet the Masha VICOBA Group!

These 27 women who live in rural Moshi, decided to form a VICOBA one year ago. Yesterday it was time to see how well their businesses performed and make a balance of the last year. Based on these results, KIVINET helps to distribute their dividends.


Despite her age, Delphina (74) is still very active. She will use her dividend to buy corn and sell it on the local market for a profit. KIVINET advises all VICOBA members to invest their money in income-generating activities.


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